Author: Anderson Lam

Today, taking a cheap cruise doesn’t mean having to do without certain luxuries associated with cruise ship travel. In fact, these days, the term cheap basically means getting all the optional extras at a bargain price. The good news for prospective cruise travellers is these bargain holiday deals are happening all the time and if you follow some basic guidelines, then your next high seas adventure could be just around the corner. Finding Cheap Cruise Deals If you are working on a budget then consider travelling during off peak times. These are the high demand periods when cruise lines don’t…

The latest financial news has everyone preoccupied with the negatives of the declining financial market. I was reading an article in the Baltimore Sun newspaper the other day about how the news of financial woes has impacted individual consumer confidence and the result is people are so worried that they are doing nothing with their goals, dreams or plans for the future. They are putting them on hold until there is a clear picture of things getting better. Is this you? I thought that this was important to discuss this week because in every adversity is an opportunity of equal…